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At Murtagh Accountants we believe borrowing can be an important part of growing an Irish business, funding investment or managing a major opportunity. However, taking on significant debt is a decision that can affect cash flow, profitability and financial flexibility for years. Before committing to…

At Murtagh Accountants we believe that employee benefits can play an important role in attracting and retaining good people, particularly in a competitive employment market. However, the cost of benefits and perks can extend well beyond the headline figure. For Irish SMEs, understanding the full fin…

At Murtagh Accountants we believe that strong sales are only valuable when they translate into cash. For Irish SMEs, keeping a close eye on debtor days can provide an early warning that customer payments are taking too long and working capital is becoming stretched. A business can appear profitable…

At Murtagh Accountants we believe effective tax planning is about more than preparing for a tax deadline. For Irish SMEs, reviewing your position before the end of 2026 can help identify available reliefs, avoid unnecessary liabilities and ensure important financial decisions are made with a clear u…

At Murtagh Accountants we believe that protecting profitability is not simply about increasing sales or raising prices. One of the most effective ways to maintain strong financial performance is to regularly review the costs of running the business. Many SME owners only begin examining expenditure a…

At Murtagh Accountants we believe that one of the most common misconceptions among business owners is that profitability automatically leads to financial security. While generating a profit is essential, it does not always guarantee that a business will have sufficient cash available to meet its day…

At Murtagh Accountants we believe that financial reporting should do far more than explain what happened last month. For growing SMEs, good financial reporting provides valuable insight into where the business is heading and highlights opportunities that might otherwise remain unnoticed. Many busine…

At Murtagh Accountants we believe that growth should make a business stronger, not more complicated. Many SME owners naturally focus on increasing sales, recruiting more staff and expanding into new markets. While these are all positive signs of progress, growth built on unnecessary complexity often…

At Murtagh Accountants we believe that one of the clearest indicators of a financially healthy business is not simply its level of profit, but how effectively it manages its working capital. Many Irish SMEs devote significant attention to increasing turnover, winning new customers and improving prof…

At Murtagh Accountants we believe that one of the greatest financial challenges facing growing SMEs is not always a lack of sales, but the gradual loss of profit through small inefficiencies that often go unnoticed. As businesses expand, operations become more complex, teams become larger and day to…